Strata Trust Company Fees

strata trust company fees

Strata Trust Company is a self-directed IRA custodian that has been in business since 2008. They have more than $2 billion in managed client assets and a team of 50 employees. They also have a female president, which is rare in the retirement industry.

The company focuses on IRAs and only handles alternative investments that are approved by the IRS. This includes precious metals, real estate, crowdfunding investment portals, promissory notes, and more.


Crowdfunding is a popular way for entrepreneurs to raise capital. It can be used to fund a variety of expenses, including equipment, inventory, and payroll. Unlike traditional small business loans, crowdfunding is typically a short-term loan with a low interest rate and a low risk of default. It also offers flexible repayment terms, no down payment, and no collateral requirements.

In 2010, STRATA became the first custodian to offer self-directed IRAs services in the crowdfunding space, and now works with several marketplace lending platforms and crowdfunding investment portals across the country. Its Gold account offers priority phone and email support, four free wire transfers per year, Roth IRA conversion assistance, and a custom name for your IRA LLC.

In addition to providing a clear path for alternative investments, Strata is also committed to protecting retirement savings from fraud and financial scams. It has a robust resource center, and members of its management team have decades worth of experience.


If you’re considering investing in IRAs, it’s important to understand the different types of investments and accounts. Strata Trust Company offers a number of options, including traditional IRAs and self-directed IRAs. They also offer a premium alternative investment service. This type of account allows you to invest pretax income in a variety of investment vehicles, including real estate and private equity.

Strata Trust Company serves only as a directed custodian and does not provide financial, tax or legal advice. Individuals should consult with their own personal advisors for such services.

Strata’s annual fees are lower than those of other custodians, but they do charge an in-kind distribution fee and a late fee. You can find more information about the fees on their website. The company also has a robust resource center and a management team that is competent. Their website is easy to navigate and their customer support is available through email and telephone. Moreover, they have very few complaints on Trustpilot and BBB.


The type of investments you make can affect your IRA’s fees. You can invest in a variety of things, including real estate, cryptocurrency, and private equity. STRATA is one of the few custodians that accept private equity investments, but you should be aware of the process and transaction timeframes.

The company’s fees are affordable and straightforward, and they offer one-on-one interaction with clients and customers. They also offer investment flexibility beyond what many other IRA companies allow.

Strata is committed to helping its clients succeed in their retirement journey. They even host events in their local communities to help people stay informed about the current economic and political climate, how it affects their IRA accounts, and more. Moreover, the company provides a comprehensive blog of insights for clients. This is updated every ten days and keeps clients up to date on the latest information. They also participate in volunteer activities such as food and toy drives, walks, fundraisers, and other community-oriented events.

Customer service

Strata Trust Company is an investment company that offers customers a variety of different investments. The company also provides clients with comprehensive customer service. The company offers three account types, precious metals IRA, basic IRA and Flex IRA. The annual fee for a precious metals IRA is $75, while the fee for a basic IRA is $100 and a Flex IRA is $250.

Strata’s website features an abundance of resources to help investors. Their extensive resource center includes a wealth of information, a FAQ section and frequently updated blogs. In addition, Strata’s management team and board members have decades of experience in the industry.

Strata is one of the best companies to work with when it comes to self-directed retirement accounts. Its fees are lower than those of many competitors, and it offers a number of other benefits that make working with them worth the expense. However, some of its customer service practices are questionable. For example, it can take up to ninety days for a transaction to be processed.